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Services

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Phone Banking

It’s like having your own personal bank teller, 24 hours a day!

It seems as though there are not enough hours in the day to do the things you need to do. At City State Bank, we understand busy lifestyles and we would like to help. With our 24-Hour Phone Banking, you can access your accounts any time, day or night, from any touch-tone phone. It’s just another way we’re doing what it takes to give you more choices and banking convenience.

  • It’s Convenient!
  • It’s Simple!
  • It’s Free!

To get started call City State Bank of Palacios and talk with the Bookkeeping Department to set you up for 24-Hour Phone Banking.

 

Phone Banking Options

  • Check on Account Balances
  • See if a Check has Cleared
  • Transfer Money
  • Make Loan Payments
  • Get Current Interest Rates
 

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DebitCard

The one card that does it all!

Checking has changed for the better with our DebitCard. It works just like your checkbook only it’s faster, easier and more convenient than writing a check. Your DebitCard looks like a credit card but works like your check, because the purchase amount is automatically deducted from the checking account.

How Does It Work?

The DebitCard is accepted wherever you see the VISA sign. Simply present your card and sign your name. It’s that easy!

Why is it Faster?

No check writing means no need to carry a bulky checkbook or wait for check approval or to show multiple forms of identification. Record keeping is easier. When you make transactions with your DebitCard you’ll receive a receipt. All transactions will be listed on your monthly statement.

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ATM

Step or drive up to our Automated Teller Machine (ATM) and do your banking anytime - day or night. All you need is an ATM card or DebitCard to get cash and be on your way. Stop by our office and get instant access to your account – whenever you need it.

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Other Services


Automatic Transfers

Automatic transfers provide a convenient way to transfer funds between accounts on a scheduled basis. Please contact us to make arrangements for this service.

Bank By Mail

For those who find banking by mail more convenient, just mail your deposits or payments to us.

Cashier Checks

Cashier Checks provide a safe alternative to cash. These are available during lobby hours only.

Direct Deposit

Direct Deposit is available through government agencies and certain businesses. With this program, your account will be credited the same day. For more information on direct deposit programs, contact our New Account Representative.

Drive-In Window

Our drive-in windows are designed to handle your normal banking transactions with extended banking hours.

Federal Depository

We are designated by the Federal Government as a depository for Social Security and Federal Withholding Taxes.

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International Currency Exchange

We can provide and exchange foreign currency on special order.

Night Depository

Our night depository is available for your use any time. The depository is located in the drive-in area.

Notary Service

Free notary service is available to our customers.

Safe Deposit Boxes

Safe deposit boxes are a safe way to protect your valuables and important papers. See us for box sizes and rental fees.

Travelers Checks

Travelers Checks provide an easy and safe substitute for money. Travelers Checks may be purchased during lobby hours.

Telephone Transfers

Using our 24-Hour Phone Banking you can transfer funds by phone from savings to checking, savings to savings, checking to savings or checking to checking by dialing (361) 972-6472.

U.S. Savings Bonds

We are a U.S. Savings Bond Agent. See us during lobby hours for the purchase or redemption of bonds. Now, by clicking on www.savingsbond.gov, you have access to Treasury Direct for all your bond information.

Wire Transfers

We initiate domestic wire transfers.

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