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Rates

Rates effective as January 15, 2010.

Checking

Account Minimum Opening Balance Interest Rate Annual Percentage Yield
Personal & Commercial NOW $1,500 .25% .25%
 

 

Savings

Account Minimum Opening Balance

Interest Rate

Annual Percentage Yield

Personal Savings $100 0.35% 0.35%
Personal & Commercial Money Market $2,500    
Tier $2,500 - $7,499   0.50% 0.50%
  $7,500 - $49,999   0.60% 0.60%
  Over $50,000   0.70% 0.70%
 

 

IRA Savings Certificates

Term Minimum Opening Balance Interest Rate Annual Percentage Yield
12 Month CD $500 1.30% 1.31%
 

Certificates of Deposit

Term Minimum Opening Balance

Interest Rate

Annual Percentage Yield

30 Days $1,000.00 0.35% 0.35%
90 Days $1,000.00 0.50% 0.50%
182 Days $1,000.00 1.05% 1.05%
12 Mos $1,000.00 1.30% 1.31%
18 Mos $1,000.00 1.60% 1.61%
24 Mos $1,000.00 2.00% 2.02%
36 Mos $1,000.00 2.40% 2.42%
48 Mos $1,000.00 2.50% 2.52%


To open one of the above Certificate of Deposits you must deposit the minimum indicated. To earn the above rates/APYs the funds must remain on deposit for the time period indicated. Fees may reduce earnings. Penalty may be imposed for early withdrawal. These rates are subject to change without prior notice.

Interest will be compounded quarterly unless you receive interest periodically. Interest will be credited to your account every quarter and at maturity.

Step-Up option available on all new certificates with an original maturity of 24 months or longer. Rates on Step-up certificates may change subject to customer’s request. IRA’s are excluded from Step-Up option.
 

 
 

 

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