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Loan Products

Click the Loan Products that you would like more information on.
 

Consumer Loans

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Commercial Products




 

Consumer Loans

Personal

A Consumer Loan can help you finance items such as vehicles, recreational items, household goods, travel, medical and dental expenses. We can customize a loan to fit a variety of borrowing needs.

  • Automobile
  • Boats & Motor Homes
  • Travel Trailer
  • Stocks & Bonds
  • Certificate of Deposits
  • Unsecured
     

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Real Estate

City State Bank has experienced lenders to assist you with the purchase of real estate. Whether you are a first time home buyer or purchasing a larger house, we have a variety of repayment plans available to fit your individual needs.

  • Home Purchase
  • Construction
  • Refinance
  • Home Improvement
  • Home Equity
     

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Credit Card

We make it easy to choose the credit card that is right for you, including Visa, MasterCard Gold, Platinum Visa and the Visa Flex Miles Cards that reward you with free airline tickets.

These cards are accepted worldwide at businesses, financial institutions and ATMs displaying the CIRRUS logo.

There is no easier way to apply. Just come in or call for an application and mail it back. Your application will be quickly processed so you can start using your card right away.

We understand the value of your time. Now, by clicking on www.cardaccount.net, you have access to your City State Bank of Palacios Visa or MasterCard accounts.

Note: While City State Bank of Palacios does not directly issue or service these accounts we have made arrangements for credit cards to be issued by one of our correspondents. The cards will bear the City State Bank of Palacios insignia, plus each card plan affords competitive rates and numerous cardholder benefits.
 

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Commercial Products

Commercial

City State Bank realizes that each business has very different needs. In order to meet these needs, we offer a variety of commercial loans and lines of credit with flexible terms. City State Bank also appreciates the fact that the small business owners in our area are the driving force in the local economy. We can offer you the advanced products and services that the larger banks offer, yet we still have the one major advantage, the City State Bank has always had… person to person service… local people dealing with your daily business needs.

  • Commercial Mortgages

  • Marine Mortgage

  • SBA Guaranteed

  • Construction Loans

  • Equipment Loans

  • Vehicle Loans

  • Lines of Credit

  • Letter of Credit

  • Contact one of our Commercial Lenders


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Agriculture

At City State Bank, we understand the unique needs of the Agriculture industry. City State Bank is proud to offer a full line of agricultural loans including real estate, equipment and operating loans. All credit requests are reviewed locally by lenders who understand all aspects of agricultural lending. Our experienced staff of trained specialists are available to assist agricultural customers in developing a financial plan for their unique operation.

  • Lines of Credit

  • Equipment Loans

  • Cattle Loans

  • Farm Ownership

  • Aquaculture

  • FSA 90/10 Guarantee Program


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Business Credit Card

Let our Business Card take care of your Business. With the Visa Business Card the choice is yours.....

  • Choice of Combined or Individual Billing

  • Choice of Either Grace Period or No Grace Period Accounts

  • Customized Credit Lines *$100,000 Travel Accident Insurance

  • Versatile for Travel and Entertainment

  • Accepted Worldwide

Flex Miles Card Improved financial management...extra corporate buying power...your company enjoys all these advantages and more with the Visa Business Card.
We understand the value of your time. Now, by clicking on www.cardaccount.net, you have access to your City State Bank of Palacios Visa or MasterCard accounts.
 

Note: While City State Bank of Palacios does not directly issue or service these accounts we have made arrangements for credit cards to be issued by one of our correspondents. The cards will bear the City State Bank of Palacios insignia, plus each card plan affords competitive rates and numerous cardholder benefits.

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